Become an Investment Advisor.

A Tax Auditor conducts statutory audits mandated under Section 44AB of the Income Tax Act, 1961 — an examination of books of accounts for businesses crossing the turnover threshold (₹1Cr for most businesses, ₹2Cr for those opting for presumptive taxation under 44AD, ₹10Cr for businesses with 95%+ digital transactions) and professionals crossing ₹50L gross receipts. The deliverable is Form 3CA/3CB (the audit report) and Form 3CD (a 44-clause statement covering everything from related-party transactions to deferred revenue expenditure). In India, only ICAI-empaneled Chartered Accountants can issue Form 3CA/3CB — the role is a statutory monopoly. Work is concentrated at Big-4 India tax practices (EY, Deloitte, KPMG, PwC), mid-tier firms (Grant Thornton Bharat, BDO, Nexdigm, SR Batliboi affiliates), and thousands of mid-to-small CA firms across tier-1 and tier-2 cities that together handle the long tail of SME tax audits. The busy season runs July–September each year, when the 30 September due date compresses months of audit work into weeks.

Risk Analysts measure and price the chance that something goes wrong on a bank's or insurer's balance sheet — borrowers defaulting (credit risk), markets moving against open positions (market risk), or operational failures like fraud, system outages, and KYC breaches (operational risk). They build statistical models — PD/LGD/EAD for credit, VaR and Expected Shortfall for market, scorecards for retail portfolios, capital models for ICAAP — and translate model output into limits, provisions, and capital requirements. In India, Risk Analysts sit inside private banks (HDFC Bank, ICICI Bank, Axis Bank, Kotak), public-sector banks (SBI, PNB), insurers (HDFC Life, ICICI Prudential, Bajaj Allianz), AMCs (Nippon, HDFC AMC), and the central bank itself (RBI's Department of Supervision and DEPR). The FRM (Financial Risk Manager) credential is the dominant signal alongside CFA — RBI Basel III norms, IRDAI risk-based capital, and SEBI mutual-fund risk frameworks make formally-credentialed risk talent scarce and well-paid.

A sell-side Research Analyst publishes equity research — initiation reports, earnings updates, and sector thematic notes — on listed companies for institutional clients (FIIs, domestic mutual funds, insurance AMCs, and hedge funds) via their brokerage's distribution network. In India the role lives at three tiers: domestic brokers with full-service research desks (Kotak Institutional Equities, Motilal Oswal Institutional Equities, JM Financial, Axis Capital, Nuvama Institutional, ICICI Securities Institutional Equities); regional desks of foreign brokerages (Jefferies India, Macquarie India, Morgan Stanley India, JP Morgan India, CLSA, Bernstein); and KPO research-support arms that feed onshore desks. Compensation is procyclical — base is a fraction of total; bonus ties directly to broker-commission revenue generated by the analyst's coverage and to their ranking in the Institutional Investor (II) Asia / Asiamoney sell-side polls, which are voted on annually by buy-side PMs. SEBI Research Analyst Regulations 2014 require all Indian sell-side analysts to register as NISM Series-XV certified Research Analysts before publishing or co-signing any report.

Business Analysts in financial services are the bridge between business stakeholders and technology / operations teams — they gather requirements, document AS-IS and TO-BE processes, write functional specifications, run UAT, and drive change-management for projects ranging from core-banking upgrades to RBI / SEBI compliance rollouts to GST automation and digital-onboarding programmes. Distinct from a Data Analyst (who works with numbers and dashboards), the Business Analyst is process-led: they sit in workshops, run JAD sessions, write BRDs and FRDs, and shepherd projects through approval gates. In India this role is concentrated at the BFSI verticals of TCS, Infosys (Finacle, Finacle Digital), Wipro, Cognizant, Capgemini, Tech Mahindra, and at the Big-4 advisory practices (Deloitte, EY, KPMG, PwC) — supporting projects at HDFC Bank, ICICI Bank, SBI, Axis Bank, NSE, BSE, depositories, AMCs, and global banks' India captives. The career ladder runs Associate BA → BA → Senior BA → Lead / Principal BA → Practice Head / Engagement Manager.

Treasury Analysts manage the cash, foreign-exchange, and debt position of a corporate or bank — making sure the company has enough liquidity to operate, hedging exposure to currency and interest-rate moves, raising debt at the lowest cost, parking surpluses safely, and maintaining bank relationships across India and offshore. The work blends short-term operational rigour (daily cash position, NEFT / RTGS sweeps, intercompany funding) with structural finance decisions (₹500-Cr bond issuance, ECB drawdowns, USD-INR forwards, working-capital lines, commercial paper). In India, treasury is the highest-stakes finance function at large conglomerates — Tata Group, Reliance, Aditya Birla, Adani, Mahindra, JSW, Vedanta — and at the treasury desks of HDFC Bank, ICICI Bank, Axis, SBI, and the global capability centres of US / EU banks (Goldman Sachs Bengaluru, JPMorgan Mumbai, Bank of America Continuum). The career runs Treasury Analyst → Senior Analyst / Manager → Senior Manager / AVP → Head of Treasury / Treasurer, with very few seats at the top — most large Indian companies have only 1-3 Senior Treasury Manager roles and one Treasurer / Head of Treasury seat.

Anti-Money Laundering Analysts investigate suspicious financial activity to prevent criminal funds from entering the formal banking system. The role centres on reviewing alerts generated by transaction monitoring systems (Actimize, SAS AML, Tookitaki), conducting Enhanced Due Diligence (EDD) on high-risk customers, screening transactions and counterparties against OFAC, UN, and MHA sanctions lists, and drafting Suspicious Transaction Reports (STRs) filed with the Financial Intelligence Unit — India (FIU-IND) under the Prevention of Money Laundering Act, 2002 (PMLA). In India, AML analysts work inside the compliance teams of scheduled commercial banks (HDFC, ICICI, Axis, Kotak, Standard Chartered, JPMorgan, Citi), Big-4 forensic advisory practices (KPMG Forensic, EY FIDS, PwC Forensics), and the fast-growing KPO/GCC segment (Genpact, EXL, WNS) servicing global financial institutions remotely from Gurugram, Bengaluru, and Mumbai.

Media Buyers in India allocate advertising budgets across TV, digital, OOH, print, and radio on behalf of brands or agency clients, negotiating rates, securing inventory, and optimising delivery against reach, frequency, and cost targets. The role sits inside the world's fifth-largest ad market — an ₹85K Cr ecosystem in 2024 — where agency holding groups (GroupM with Wavemaker, Mindshare, MediaCom, EssenceMediacom; dentsu; Publicis with Zenith, Starcom; Havas; Madison) sit between brands and media owners. Day-to-day work spans programmatic buying on DSPs (DV360, The Trade Desk, Amazon DSP), direct inventory deals with broadcasters and publishers, OOH negotiation, BARC TV ratings analysis, and post-campaign reporting. IPL on Disney+ Hotstar / JioStar is the single largest annual buying event. Indian media buyers must navigate a programmatic-to-direct deal mix, rising fraud on open exchanges, TV-to-CTV audience fragmentation, and MMM (media-mix modelling) conversations with client analytics teams.

Senior: ₹40.0L

Commercial Banking Relationship Managers own the end-to-end credit and banking relationship for SME and mid-corporate clients — typically businesses with ₹50 crore to ₹500 crore annual turnover. At HDFC Bank Business Banking, ICICI Bank SME, Axis Bank Commercial Banking, Kotak Mahindra, Yes Bank, and IDFC First, an RM is responsible for structuring and sanctioning the full suite of working-capital products: cash-credit (CC) limits, overdraft (OD), term loans, letters of credit (LC), bank guarantees (BG), foreign-exchange hedging (forward contracts, options), supply-chain finance, and payroll banking — while cross-selling treasury and current-account products to defend the banking relationship from competing banks. The role is simultaneously a credit underwriter (assess drawing power against stock and debtors), a relationship banker (quarterly factory visits, promoter meetings), and a business developer (NPS-driven book growth with IRR targets set by the cluster head). Unlike corporate banking (₹500Cr+ clients with centralized credit cells) or retail banking (templated lending), commercial RM work requires independently assessing working-capital cycles, sector-specific risks (buyer concentration, channel credit, commodity exposure), and covenant monitoring on existing facilities.

Senior: N/A

Biostatisticians in India work at the intersection of life-science research, clinical trials and public health. Three big lanes: (1) Pharma clinical-trial biostatistics at Indian pharma majors (Dr Reddy's, Cipla, Sun, Lupin, Glenmark, Zydus) and global CROs operating in India (Syngene, IQVIA, Parexel, ICON, Labcorp Drug Development, Veristat, ClinChoice, Quanticate) — by far the largest hirer; (2) Public-health biostatistics at ICMR (NIE Chennai, NIRT, NIN), AIIMS, PHFI (Public Health Foundation of India), state public-health departments — drives evidence for NHM, NRHM and India's national-disease-control programmes; (3) Academic biostatistics at IISc, IITs, IIPS Mumbai (International Institute for Population Sciences), Indian Statistical Institute (ISI Kolkata / Delhi / Bangalore), university Departments of Biostatistics / Statistics. Strong skills demand: SAS, R, Python, mixed-effects modelling, survival analysis, Bayesian methods, FDA / CDSCO regulatory expertise.

Senior: ₹60.0L

Agronomists in India bridge crop science and commercial outcomes — advising farmers on soil fertility, pest and disease management, irrigation scheduling, and variety selection for agri-input companies (Tata-Rallis, UPL, Syngenta India, Bayer CropScience, Coromandel, IFFCO) and agtech platforms (DeHaat, Cropin, Ninjacart, BharatAgri). On the input side, the role is equal parts field science and sales support: running demonstration plots, validating product claims in trial conditions, and translating research into farmer-ready language. On the agtech side, agronomists build crop advisory engines, interpret satellite NDVI and weather data (Skymet, Cropin SmartFarm), and train field agents who reach millions of smallholders. Entry is typically M.Sc. Agriculture with agronomy specialisation from a state agricultural university (PAU Ludhiana, TNAU Coimbatore, PJTSAU Hyderabad, GBPUAT Pantnagar, UAS Bangalore), often followed by ICAR-JRF or an ARS-NET attempt for those pursuing the research track.

Senior: N/A

Channel Sales Managers own the indirect revenue engine — recruiting, enabling, and growing a network of distributors, sub-stockists, resellers, system integrators, and value-added partners who sell the company's products without the company touching the end customer directly. The role spans FMCG (HUL, ITC, Marico) where it means managing hundreds of sub-stockist beats, IT distribution (Ingram Micro, Redington, Iris Global) where it means managing partner P&L and scheme design for Tier-1 and Tier-2 partners, telecom enterprise (Airtel Business, Jio Enterprise) where it means owning channel conflict resolution between the direct sales team and MSME partners, and pharma (Sun Pharma, Cipla) where it means managing C&FA (clearing and forwarding agent) throughput and chemist coverage. A CSM's core skills are channel scheme design (volume vs. growth-based incentives), distributor P&L management, online-offline parity enforcement, partner training and certification, and the ability to manage channel conflict without alienating either the partner or the end customer. The role is mid-to-senior by design — it is the connective tissue between manufacturer strategy and market execution, and it directly controls 60-80% of revenue in most Indian consumer and B2B product companies.

Senior: N/A