Become a Derivatives Trader.

A Tax Auditor conducts statutory audits mandated under Section 44AB of the Income Tax Act, 1961 — an examination of books of accounts for businesses crossing the turnover threshold (₹1Cr for most businesses, ₹2Cr for those opting for presumptive taxation under 44AD, ₹10Cr for businesses with 95%+ digital transactions) and professionals crossing ₹50L gross receipts. The deliverable is Form 3CA/3CB (the audit report) and Form 3CD (a 44-clause statement covering everything from related-party transactions to deferred revenue expenditure). In India, only ICAI-empaneled Chartered Accountants can issue Form 3CA/3CB — the role is a statutory monopoly. Work is concentrated at Big-4 India tax practices (EY, Deloitte, KPMG, PwC), mid-tier firms (Grant Thornton Bharat, BDO, Nexdigm, SR Batliboi affiliates), and thousands of mid-to-small CA firms across tier-1 and tier-2 cities that together handle the long tail of SME tax audits. The busy season runs July–September each year, when the 30 September due date compresses months of audit work into weeks.

Risk Analysts measure and price the chance that something goes wrong on a bank's or insurer's balance sheet — borrowers defaulting (credit risk), markets moving against open positions (market risk), or operational failures like fraud, system outages, and KYC breaches (operational risk). They build statistical models — PD/LGD/EAD for credit, VaR and Expected Shortfall for market, scorecards for retail portfolios, capital models for ICAAP — and translate model output into limits, provisions, and capital requirements. In India, Risk Analysts sit inside private banks (HDFC Bank, ICICI Bank, Axis Bank, Kotak), public-sector banks (SBI, PNB), insurers (HDFC Life, ICICI Prudential, Bajaj Allianz), AMCs (Nippon, HDFC AMC), and the central bank itself (RBI's Department of Supervision and DEPR). The FRM (Financial Risk Manager) credential is the dominant signal alongside CFA — RBI Basel III norms, IRDAI risk-based capital, and SEBI mutual-fund risk frameworks make formally-credentialed risk talent scarce and well-paid.

A sell-side Research Analyst publishes equity research — initiation reports, earnings updates, and sector thematic notes — on listed companies for institutional clients (FIIs, domestic mutual funds, insurance AMCs, and hedge funds) via their brokerage's distribution network. In India the role lives at three tiers: domestic brokers with full-service research desks (Kotak Institutional Equities, Motilal Oswal Institutional Equities, JM Financial, Axis Capital, Nuvama Institutional, ICICI Securities Institutional Equities); regional desks of foreign brokerages (Jefferies India, Macquarie India, Morgan Stanley India, JP Morgan India, CLSA, Bernstein); and KPO research-support arms that feed onshore desks. Compensation is procyclical — base is a fraction of total; bonus ties directly to broker-commission revenue generated by the analyst's coverage and to their ranking in the Institutional Investor (II) Asia / Asiamoney sell-side polls, which are voted on annually by buy-side PMs. SEBI Research Analyst Regulations 2014 require all Indian sell-side analysts to register as NISM Series-XV certified Research Analysts before publishing or co-signing any report.

Business Analysts in financial services are the bridge between business stakeholders and technology / operations teams — they gather requirements, document AS-IS and TO-BE processes, write functional specifications, run UAT, and drive change-management for projects ranging from core-banking upgrades to RBI / SEBI compliance rollouts to GST automation and digital-onboarding programmes. Distinct from a Data Analyst (who works with numbers and dashboards), the Business Analyst is process-led: they sit in workshops, run JAD sessions, write BRDs and FRDs, and shepherd projects through approval gates. In India this role is concentrated at the BFSI verticals of TCS, Infosys (Finacle, Finacle Digital), Wipro, Cognizant, Capgemini, Tech Mahindra, and at the Big-4 advisory practices (Deloitte, EY, KPMG, PwC) — supporting projects at HDFC Bank, ICICI Bank, SBI, Axis Bank, NSE, BSE, depositories, AMCs, and global banks' India captives. The career ladder runs Associate BA → BA → Senior BA → Lead / Principal BA → Practice Head / Engagement Manager.

Treasury Analysts manage the cash, foreign-exchange, and debt position of a corporate or bank — making sure the company has enough liquidity to operate, hedging exposure to currency and interest-rate moves, raising debt at the lowest cost, parking surpluses safely, and maintaining bank relationships across India and offshore. The work blends short-term operational rigour (daily cash position, NEFT / RTGS sweeps, intercompany funding) with structural finance decisions (₹500-Cr bond issuance, ECB drawdowns, USD-INR forwards, working-capital lines, commercial paper). In India, treasury is the highest-stakes finance function at large conglomerates — Tata Group, Reliance, Aditya Birla, Adani, Mahindra, JSW, Vedanta — and at the treasury desks of HDFC Bank, ICICI Bank, Axis, SBI, and the global capability centres of US / EU banks (Goldman Sachs Bengaluru, JPMorgan Mumbai, Bank of America Continuum). The career runs Treasury Analyst → Senior Analyst / Manager → Senior Manager / AVP → Head of Treasury / Treasurer, with very few seats at the top — most large Indian companies have only 1-3 Senior Treasury Manager roles and one Treasurer / Head of Treasury seat.

Anti-Money Laundering Analysts investigate suspicious financial activity to prevent criminal funds from entering the formal banking system. The role centres on reviewing alerts generated by transaction monitoring systems (Actimize, SAS AML, Tookitaki), conducting Enhanced Due Diligence (EDD) on high-risk customers, screening transactions and counterparties against OFAC, UN, and MHA sanctions lists, and drafting Suspicious Transaction Reports (STRs) filed with the Financial Intelligence Unit — India (FIU-IND) under the Prevention of Money Laundering Act, 2002 (PMLA). In India, AML analysts work inside the compliance teams of scheduled commercial banks (HDFC, ICICI, Axis, Kotak, Standard Chartered, JPMorgan, Citi), Big-4 forensic advisory practices (KPMG Forensic, EY FIDS, PwC Forensics), and the fast-growing KPO/GCC segment (Genpact, EXL, WNS) servicing global financial institutions remotely from Gurugram, Bengaluru, and Mumbai.

A professional esports player competes in organised tournaments and leagues under team contracts — not a streamer, not a content creator, but an athlete whose job is to win matches. India's competitive esports scene in 2026 is anchored by BGMI (post-ban return, BGMI Masters Series ₹2 Cr prize pool), VALORANT (VCT Pacific with India qualifier path, NODWIN-operated Indian Premier League), Dota 2, CS2, and Mobile Legends Bang Bang. Top organisations — GodLike Esports, S8UL, Velocity Gaming, Team Vitality India, OrangE Esports, Global Esports — offer salaried rosters with monthly retainers, tournament prize-share, and sponsor clauses. Career is structured in tiers: amateur → trial roster → full-time contracted player → franchise player. Rookie salaries run ₹15-30K/month; top-tier players earn ₹2-15L/month base plus prize-money cuts. The career window is short — peak reflex age is 18-25, with most players transitioning to coaching, content, or org management by 27-30. The Indian Esports Federation (IEF) and AIGF (All India Gaming Federation) regulate the space; NODWIN Gaming and Krafton India are the dominant tournament operators.

Senior: N/A

Penetration Testers are offensive security professionals — paid attackers who break into systems with permission, document exactly how they did it, and write the report that helps defenders close the gaps. A typical engagement runs 1-3 weeks: scope a target (web app, mobile app, internal network, cloud account, Active Directory environment, or full red-team simulation), do reconnaissance, exploit identified weaknesses, escalate privilege, prove impact (data access, admin compromise, lateral movement), and deliver a written report with reproducible proof-of-concepts and prioritized remediation. The role demands deep exploitation skill, creative thinking, and very strong written communication — a finding without a clear report is a finding that doesn't get fixed. In India, the heaviest demand sits at fintech security teams (Razorpay, PhonePe, Cred, Groww), at Big-4 cyber consulting practices (Deloitte, EY, KPMG, PwC), at boutique offensive consultancies (NotSoSecure, Payatu, SecureLayer7, BreachLock), at FAANG India red teams (Microsoft, Amazon, Google), and increasingly as a freelance / bug-bounty career via HackerOne, Bugcrowd, and Synack Red Team.

Senior: ₹55.0L

A Portfolio Manager (PM) is the principal decision-maker on a pool of money — constructing, sizing, and risk-managing equity or multi-asset portfolios on behalf of investors, whether that money sits in a SEBI-registered Portfolio Management Service (PMS, minimum ticket ₹50L), an Alternative Investment Fund (AIF Category I/II/III), or a mutual fund scheme registered with SEBI and AMFI. Unlike the Wealth Manager who advises clients on where to invest, or the Financial Analyst who builds models for someone else's call, the PM is directly accountable: if the portfolio underperforms the Nifty 50 or a blended benchmark for three consecutive years, AUM leaves and the career takes a permanent reputational hit. In India, PMs work across three distinct institutional sub-ecosystems — large-AUM public-market AMCs (HDFC AMC, Nippon India, ICICI Prudential AMC, SBI MF, Kotak MF, Mirae Asset), specialist PMS / AIF boutiques (Marcellus Investment Managers, Motilal Oswal AMC, ASK Investment Managers, Helios Capital, Sage Capital, Aequitas, Green Lantern Capital), and long-short / quant hedge funds (Edelweiss Alternative, SageOne, Karma Capital). SEBI mandates a NISM Series-XXI-A (Portfolio Manager) certificate for all PMs operating a registered PMS; most senior PMs in India additionally hold CFA Charterholder status and carry 10-20 years of equity research or fund-management experience before running autonomous capital.

Senior: N/A

A Private Equity Associate is the deal engine of a buy-side investment fund — sourcing, diligencing, modelling, executing, and monitoring control or significant-minority investments in private and listed companies. India's PE landscape splits into tiers: global mega-funds (Blackstone India, KKR India, Carlyle, Advent, Bain Capital, TPG, Warburg Pincus); domestic large-caps (ChrysCapital, Multiples Alternate Asset Management, True North, Kedaara); growth-stage (Lightbox, A91 Partners, Premji Invest, Westbridge); and sector-specialists (Everstone for consumer, Apax in tech). Associates spend their days building LBO models with PE-grade debt waterfalls, running commercial-due-diligence with consultants (Bain, McKinsey, EY-Parthenon), reviewing legal-DD red flags, drafting Investment Committee (IC) memos, sitting in management presentations, and tracking 4-8 portfolio-company KPI packs. The role rewards judgement, pattern-matching across deals, and the ability to write a clear thesis under contested information. Most Associates enter from 2-3 years of investment banking (Goldman, JP Morgan, Kotak IBD, Avendus, Citi) or top-tier consulting (McKinsey, Bain, BCG); a smaller cohort enters post-IIM-A/B/C / ISB / M7 MBA. SEBI-regulated as Alternative Investment Funds (AIFs) — Category I, II, or III. Compensation is base + bonus + carry (carried interest), with carry being the asymmetric long-game payoff that defines the career economics.

Senior: ₹2.2Cr

DeFi Blockchain Engineers design and ship the smart-contract infrastructure that powers decentralized exchanges, lending protocols, yield aggregators, and stablecoin systems — think Uniswap V3/V4 hook architecture, Aave-style interest-rate models, and Chainlink oracle integrations. Unlike a generalist blockchain developer, the DeFi engineer must reason about economic attack surfaces — flash-loan exploits, MEV sandwich attacks, oracle price manipulation — alongside standard Solidity correctness. Day-to-day work means writing Solidity on EVM-compatible chains (Ethereum, Arbitrum, Base, Polygon), running Foundry fuzz and invariant tests, coordinating pre-launch audits with firms like Spearbit or Trail of Bits, gas-optimizing hot paths with custom assembly, and monitoring deployed protocols with Tenderly or custom on-chain alerting. In India, the role concentrates at Polygon's in-house protocol team, CoinDCX's DeFi product arm, Biconomy, and the dense global-remote contract market where Indian engineers work for top US/EU protocols on USDC payroll.

Senior: N/A