Become a Financial Controller.

A Tax Auditor conducts statutory audits mandated under Section 44AB of the Income Tax Act, 1961 — an examination of books of accounts for businesses crossing the turnover threshold (₹1Cr for most businesses, ₹2Cr for those opting for presumptive taxation under 44AD, ₹10Cr for businesses with 95%+ digital transactions) and professionals crossing ₹50L gross receipts. The deliverable is Form 3CA/3CB (the audit report) and Form 3CD (a 44-clause statement covering everything from related-party transactions to deferred revenue expenditure). In India, only ICAI-empaneled Chartered Accountants can issue Form 3CA/3CB — the role is a statutory monopoly. Work is concentrated at Big-4 India tax practices (EY, Deloitte, KPMG, PwC), mid-tier firms (Grant Thornton Bharat, BDO, Nexdigm, SR Batliboi affiliates), and thousands of mid-to-small CA firms across tier-1 and tier-2 cities that together handle the long tail of SME tax audits. The busy season runs July–September each year, when the 30 September due date compresses months of audit work into weeks.

Risk Analysts measure and price the chance that something goes wrong on a bank's or insurer's balance sheet — borrowers defaulting (credit risk), markets moving against open positions (market risk), or operational failures like fraud, system outages, and KYC breaches (operational risk). They build statistical models — PD/LGD/EAD for credit, VaR and Expected Shortfall for market, scorecards for retail portfolios, capital models for ICAAP — and translate model output into limits, provisions, and capital requirements. In India, Risk Analysts sit inside private banks (HDFC Bank, ICICI Bank, Axis Bank, Kotak), public-sector banks (SBI, PNB), insurers (HDFC Life, ICICI Prudential, Bajaj Allianz), AMCs (Nippon, HDFC AMC), and the central bank itself (RBI's Department of Supervision and DEPR). The FRM (Financial Risk Manager) credential is the dominant signal alongside CFA — RBI Basel III norms, IRDAI risk-based capital, and SEBI mutual-fund risk frameworks make formally-credentialed risk talent scarce and well-paid.

A sell-side Research Analyst publishes equity research — initiation reports, earnings updates, and sector thematic notes — on listed companies for institutional clients (FIIs, domestic mutual funds, insurance AMCs, and hedge funds) via their brokerage's distribution network. In India the role lives at three tiers: domestic brokers with full-service research desks (Kotak Institutional Equities, Motilal Oswal Institutional Equities, JM Financial, Axis Capital, Nuvama Institutional, ICICI Securities Institutional Equities); regional desks of foreign brokerages (Jefferies India, Macquarie India, Morgan Stanley India, JP Morgan India, CLSA, Bernstein); and KPO research-support arms that feed onshore desks. Compensation is procyclical — base is a fraction of total; bonus ties directly to broker-commission revenue generated by the analyst's coverage and to their ranking in the Institutional Investor (II) Asia / Asiamoney sell-side polls, which are voted on annually by buy-side PMs. SEBI Research Analyst Regulations 2014 require all Indian sell-side analysts to register as NISM Series-XV certified Research Analysts before publishing or co-signing any report.

Business Analysts in financial services are the bridge between business stakeholders and technology / operations teams — they gather requirements, document AS-IS and TO-BE processes, write functional specifications, run UAT, and drive change-management for projects ranging from core-banking upgrades to RBI / SEBI compliance rollouts to GST automation and digital-onboarding programmes. Distinct from a Data Analyst (who works with numbers and dashboards), the Business Analyst is process-led: they sit in workshops, run JAD sessions, write BRDs and FRDs, and shepherd projects through approval gates. In India this role is concentrated at the BFSI verticals of TCS, Infosys (Finacle, Finacle Digital), Wipro, Cognizant, Capgemini, Tech Mahindra, and at the Big-4 advisory practices (Deloitte, EY, KPMG, PwC) — supporting projects at HDFC Bank, ICICI Bank, SBI, Axis Bank, NSE, BSE, depositories, AMCs, and global banks' India captives. The career ladder runs Associate BA → BA → Senior BA → Lead / Principal BA → Practice Head / Engagement Manager.

Treasury Analysts manage the cash, foreign-exchange, and debt position of a corporate or bank — making sure the company has enough liquidity to operate, hedging exposure to currency and interest-rate moves, raising debt at the lowest cost, parking surpluses safely, and maintaining bank relationships across India and offshore. The work blends short-term operational rigour (daily cash position, NEFT / RTGS sweeps, intercompany funding) with structural finance decisions (₹500-Cr bond issuance, ECB drawdowns, USD-INR forwards, working-capital lines, commercial paper). In India, treasury is the highest-stakes finance function at large conglomerates — Tata Group, Reliance, Aditya Birla, Adani, Mahindra, JSW, Vedanta — and at the treasury desks of HDFC Bank, ICICI Bank, Axis, SBI, and the global capability centres of US / EU banks (Goldman Sachs Bengaluru, JPMorgan Mumbai, Bank of America Continuum). The career runs Treasury Analyst → Senior Analyst / Manager → Senior Manager / AVP → Head of Treasury / Treasurer, with very few seats at the top — most large Indian companies have only 1-3 Senior Treasury Manager roles and one Treasurer / Head of Treasury seat.

Anti-Money Laundering Analysts investigate suspicious financial activity to prevent criminal funds from entering the formal banking system. The role centres on reviewing alerts generated by transaction monitoring systems (Actimize, SAS AML, Tookitaki), conducting Enhanced Due Diligence (EDD) on high-risk customers, screening transactions and counterparties against OFAC, UN, and MHA sanctions lists, and drafting Suspicious Transaction Reports (STRs) filed with the Financial Intelligence Unit — India (FIU-IND) under the Prevention of Money Laundering Act, 2002 (PMLA). In India, AML analysts work inside the compliance teams of scheduled commercial banks (HDFC, ICICI, Axis, Kotak, Standard Chartered, JPMorgan, Citi), Big-4 forensic advisory practices (KPMG Forensic, EY FIDS, PwC Forensics), and the fast-growing KPO/GCC segment (Genpact, EXL, WNS) servicing global financial institutions remotely from Gurugram, Bengaluru, and Mumbai.

A Tax Auditor conducts statutory audits mandated under Section 44AB of the Income Tax Act, 1961 — an examination of books of accounts for businesses crossing the turnover threshold (₹1Cr for most businesses, ₹2Cr for those opting for presumptive taxation under 44AD, ₹10Cr for businesses with 95%+ digital transactions) and professionals crossing ₹50L gross receipts. The deliverable is Form 3CA/3CB (the audit report) and Form 3CD (a 44-clause statement covering everything from related-party transactions to deferred revenue expenditure). In India, only ICAI-empaneled Chartered Accountants can issue Form 3CA/3CB — the role is a statutory monopoly. Work is concentrated at Big-4 India tax practices (EY, Deloitte, KPMG, PwC), mid-tier firms (Grant Thornton Bharat, BDO, Nexdigm, SR Batliboi affiliates), and thousands of mid-to-small CA firms across tier-1 and tier-2 cities that together handle the long tail of SME tax audits. The busy season runs July–September each year, when the 30 September due date compresses months of audit work into weeks.

Senior: ₹80.0L

Credit Analysts in Indian banks (HDFC Bank, ICICI Bank, Axis Bank, SBI, Kotak Mahindra Bank) and NBFCs (Bajaj Finance, L&T Finance, Shriram Finance, Mahindra Finance) evaluate the creditworthiness of corporate and retail borrowers before loans are sanctioned. The core deliverable is a Credit Monitoring Arrangement (CMA) report — a structured analysis of the borrower's audited balance sheets, P&L statements, cash flow projections, and key credit ratios including Debt Service Coverage Ratio (DSCR), Interest Coverage Ratio (ICR), Current Ratio, and Debt-Equity Ratio — culminating in a credit appraisal note that goes before a credit committee. On the rating-agency side, analysts at CRISIL, ICRA, CARE Ratings, and India Ratings produce long-form sector reports and issuer ratings under RBI-mandated Credit Rating Agency frameworks. This is not loan-officer sales work (origination) or equity research (upside forecasting) — it is rigorous solvency and default-risk analysis against RBI's Master Direction on Income Recognition, Asset Classification and Provisioning (IRACP) norms, working within the bank's credit policy.

Senior: ₹45.0L

Treasury Managers own the operational finance engine of a large Indian corporate — the cash position, the FX hedging book, the short-term borrowing programme, and the bank-relationship network that keeps ₹1,000-Cr+ balance sheets liquid and compliant. Unlike the Treasury Analyst who executes individual deals, the Treasury Manager sets the hedge mandate, designs the cash-pooling architecture, manages the NCD / CP issuance calendar, runs the Ind AS 109 hedge-effectiveness programme, and chairs the monthly bank-review. At TCS, Infosys, RIL, HUL, ITC, and Tata Steel the role sits one level below the Treasurer and interfaces daily with the CFO; at Bajaj Finance, Shriram, and PSU bank treasury desks the scope widens to ALM, bond-portfolio management, and the MIBOR reset cycle. Entry into the role is typically through 5-8 years of treasury-analyst or Big-4 debt-capital-markets experience, a CA or MBA credential, and a live track record on at least one bond issuance or ECB drawdown.

Senior: ₹1.2Cr

A Clinical Research Coordinator (CRC) is the operational backbone of a clinical trial site — the person who executes the protocol on the ground while the Principal Investigator provides medical oversight. In India, CRCs work at investigator sites (AIIMS, Apollo, Manipal, KEM Mumbai, CMC Vellore, PGIMER) and for Contract Research Organisations (ICON plc India, IQVIA India, Parexel, Syneos Health, PPD/Thermo Fisher, Lambda Therapeutic Research, Veeda Clinical Research) coordinating sponsor-funded trials under ICH-GCP E6(R3) guidelines and CDSCO / DCGI regulatory requirements. Day-to-day work spans obtaining informed consent from trial participants, entering source data into Electronic Data Capture (EDC) systems like Medidata Rave or Veeva Vault, preparing for and hosting monitor visits, and ensuring Serious Adverse Events (SAEs) are reported to the IEC and DCGI within the mandatory 24-hour window. India is a top-three global destination for Phase II–IV clinical trials due to its large treatment-naive patient populations, cost efficiency, and a trained workforce — creating sustained demand for site-level CRC talent.

Senior: ₹14.0L

An Indian Audit & Accounts Service (IA&AS) officer is recruited through UPSC CSE and allotted to the office of the Comptroller & Auditor General of India (CAG), the constitutional authority under Article 148 that audits all Union and state government expenditure. Officers are posted across Principal Accountants General (PAG) and Accountants General (AG) offices in every state, the AGCR (Accountant General Central Revenues) in Delhi, Ministry of Civil Aviation accounts, and CAG Headquarters on Bahadur Shah Zafar Marg. Work falls into three streams: performance audit (did a scheme achieve its stated objectives?), compliance audit (were expenditure rules followed?), and accounts preparation for state governments. IA&AS officers investigate public-procurement irregularities, defence acquisitions, infrastructure project overruns, and flagship scheme fund utilisation — findings go into Audit Reports tabled in Parliament or state legislatures and reviewed by the Public Accounts Committee (PAC). Entry is at Level 10 of the 7th Pay Commission (Probationer/Assistant Audit Officer); the apex is the CAG of India at Level 17.

Senior: ₹30.0L