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Agricultural Officer

Government

An Agricultural Officer (AO) is a gazetted/non-gazetted government official deployed by state Departments of Agriculture or recruited by PSU banks via IBPS-AFO to serve as the bridge between farm science and rural India. In the state govt track, the AO verifies PM-Kisan beneficiary lists, supervises PMFBY (Pradhan Mantri Fasal Bima Yojana) crop-loss assessments, advises farmers on Integrated Pest Management and Soil Health Card recommendations, and rolls out agri-input subsidy schemes at block level — coordinating with KVKs (Krishi Vigyan Kendras), ATMA (Agricultural Technology Management Agency), and FPOs (Farmer Producer Organisations). In the IBPS-AFO track (SBI, PNB, Canara, Union Bank), the officer appraises Kisan Credit Card (KCC) loans, crop loans, Allied Activities finance, and agri-term loans — blending agronomic knowledge with credit underwriting. NABARD-RDBO (Rural Development Banking Officer) works the institutional side — refinance to cooperative banks, RIDF rural infrastructure, and FPO financing. Entry requires B.Sc Agriculture (4-year) from a state agricultural university (SAU) or ICAR-affiliated college, followed by clearing the state PSC exam, IBPS-AFO exam, or NABARD Phase I/II.